Enter UETR
UETR is the main input. Find it in your payment document or ask the sending bank. The number alone does not prove the money was sent.
HELP / KNOWLEDGE
Help & knowledge
Answers, status codes and practical guides to international payments.
01 / How to use
How to use
Start with one UETR. Additional information and optional paid monitoring live in Telegram.
Get the result
On the site — the basic status for free. In the bot — the same check plus the Extended card with all available details.
Refine if needed
If the button is available, add amount, currency and debit date (from your document) — up to 3 additional searches within 15 minutes, free of extra charge.
Track changes
Paid monitoring checks approximately every 1 hour during days 0–7, every 3 hours during days 8–30 and every 6 hours afterwards, and sends notifications when a change is reported. Actual bank updates are not guaranteed. Daily report at 08:00 UTC.
02 / SWIFT STATUSES
Statuses and dates
Simple wording without unconfirmed interpretations.
ACCC (Completed)
Final status. Funds have been credited to the beneficiary account according to the available bank data.
What it means
According to the available bank record, funds were credited to the beneficiary account. UETRACE treats this as a final payment status, not proof of what the beneficiary sees in every account interface.
Why it appears
The reporting institution has marked the relevant payment as completed. The status does not reveal every intermediate step or independently verify a beneficiary statement.
What may happen next
No further processing step is expected for the credited transfer itself. If the beneficiary cannot locate the credit, reconciliation with the beneficiary bank may still be needed.
What you can do
Compare the UETR, beneficiary details and bank statement. If the beneficiary disputes receipt, contact the bank and, if necessary, UETRACE administrator @gpi42 for follow-up under your plan.
ACSP (In Progress)
Processing status. The payment is being processed by the reporting institution; credit to the beneficiary is not yet confirmed.
What it means
The reporting bank records the payment as being processed. This is not confirmation that the beneficiary received the money.
Why it appears
A participant in the payment chain has accepted or is handling an instruction. The status by itself does not establish the exact bank holding the funds.
What may happen next
Further processing, a new intermediate event, credit, or rejection may be reported. Not every step is necessarily available through tracking.
What you can do
If the bank’s expected timeframe has not expired, watch for a change. If overdue, ask the sender or its bank to trace the UETR.
ACWP (Accepted/Pending)
Accepted; processing is pending. Further action may still be required.
What it means
The instruction was accepted with processing pending. This does not establish why it is waiting.
Why it appears
The reporting institution has recorded acceptance while work on the payment or a condition remains outstanding. A specific compliance hold must not be inferred without evidence.
What may happen next
The payment may move into processing, be credited, remain pending, or be rejected depending on the institution’s next action.
What you can do
Check whether your bank requested documents. If no request exists, ask the sender’s bank for clarification using the UETR.
PDNG (Pending)
Pending processing. The exact reason is not always available.
What it means
The payment is pending. The precise stage and reason might not be included in the available bank data.
Why it appears
The reporting institution has not yet marked the relevant payment step as completed. This alone does not prove sanctions screening, missing documents, or an account issue.
What may happen next
A later status may show processing, completion, or rejection. Timing cannot be predicted from PDNG alone.
What you can do
Check the expected settlement timeframe and contact the sending bank if the payment is overdue or additional documents are requested.
PART (Partial)
Partially processed. Check the details before drawing conclusions.
What it means
Only part of the reported instruction or operation has been processed. The specific scope of “partial” is not always visible.
Why it appears
A bank or payment system may report a partial outcome for a multi-component or still-unfinished operation; the code alone does not identify which portion.
What may happen next
Additional processing or another result may follow. Do not assume that a proportional amount has reached the beneficiary.
What you can do
Compare any reported amounts or events. Request a detailed explanation from the bank before treating the transfer as settled.
RJCT (Rejected)
Rejected. This does not in itself confirm that funds have been returned to the sender.
What it means
The reported payment instruction was rejected. Rejection does not mean the sender has already received a refund.
Why it appears
A participant declined an instruction; the exact reason may be available only in an extended event or from the bank. Never assume a particular compliance reason without evidence.
What may happen next
A return process can be initiated or further bank investigation may be required. A completed return must be confirmed separately.
What you can do
Ask the sending bank for the rejection reason and whether funds are being returned. Do not treat RJCT as evidence that the refund is completed.
REFUNDING
Return is in progress; not yet a final refund.
What it means
The transfer is in a return process. UETRACE does not treat REFUNDING as a final refunded status.
Why it appears
Available payment data indicates that funds are being routed back. This does not establish whether the sender’s bank has already credited them.
What may happen next
A completed refund (RFND) or another clarification may later be reported; the duration depends on the institutions involved.
What you can do
Continue monitoring until return completion is confirmed. Ask the sending bank about funds not yet credited back.
RFND (Refunded)
A refund to the sender has been reported as completed.
What it means
A return of funds to the sender is reported as completed. This is distinct from a rejection notification.
Why it appears
The available bank data explicitly reports the return outcome. Any account-level posting can still require reconciliation by the sender’s bank.
What may happen next
The returned payment is considered final. A fresh transfer, if needed, normally requires a separate instruction and UETR.
What you can do
Ask the sender to check the bank statement. If the refund is not visible, request reconciliation using the original UETR.
Not available
No matching payment was confirmed by available tracking sources. A plausible-looking UETR is not proof of payment; if supplied by someone other than a bank, consider the risk of fraud.
Date and amount fields
- Payment date — the payment date as present in available data.
- Value date — the value date.
- Last known update — the time of the last known update of the payment itself, not the time of your check. If the time zone is not specified, it is stated as such.
- Reported update — an additional update mark shown separately when needed.
- Sent amount, settlement amount and other reported values do not always match; charges are not summed automatically.
Payment-scam warning
UETRACE is not a bank. We cannot unlock, speed up, or release a SWIFT payment in exchange for an extra fee. Requests to pay to “release funds” or “unlock a transfer” are a warning sign of possible fraud. Verify directly with the bank.
⚠️ Check unavailable: tracking sources are temporarily unavailable. This does not mean the payment is fake, but we cannot confirm it either. Ask for bank documents and screenshots (which can be forged), and verify the transfer with the sending bank. If the UETR came from someone other than a bank, be careful: you could become a victim of fraud. Check everything three times — your money is at risk. Try again later.
03 / FAQ
Frequently asked questions
Where do I get a UETR?
From the sending bank or in your payment document. The number alone does not prove the money was sent.
Why is there no information?
Data may be unavailable. Check the number and, if possible, add details (amount, currency, debit date) in the bot for an additional search.
What does Extended give?
All available details on the payment: amounts, confirmed participants, events, processing information and charges. It does not guarantee the full route.
Why do amounts differ?
These are different kinds of amounts (sent, settlement, reported). Do not draw conclusions about the reason from the difference alone.
What does «Last known update» mean?
It is the update of the payment itself, not the time you checked it.
How much is tracking?
Track: 100 Stars or 2 USDT for one payment until a final status. Or use the shared allowance of plans «20»/«50».
Is a repeated check charged?
A new manual request is — including the same UETR again. Automatic polls of active trackings and allowed detail refinements are not.
How do I pay with USDT?
/tarif in the bot → network, address and QR → transfer in the shown network → send the chosen plan and the transaction hash to @gpi42. Access is activated manually.
«Completed» but the money never arrived?
Contact @gpi42: the admin will review the case and, if necessary, resume the original tracking under your plan.
Can the service cancel a transfer or access my account?
No. The service only obtains and presents information; it cannot move, cancel or hold funds.
04 / WIKI
Guides & Wiki articles
How to Track a SWIFT Payment Using a UETRLearn how to track an international SWIFT payment with its UETR. Three free daily checks, no registration or email. Understand what your status means.↗SWIFT Transfer Delayed or Not Received: What to DoYour international transfer was sent but hasn't arrived? Follow a practical checklist, understand possible delays and check the reported status using UETR.↗MT103 and ISO 20022: How to Track Your PaymentLearn the difference between MT103 and ISO 20022 pacs.008, where to find the UETR and why a payment instruction isn't proof of beneficiary credit.↗SWIFT Payment Status Codes: What They Really MeanUnderstand ACCC, ACSP, RJCT, pending and refunded payment statuses. Learn what each status confirms and what to do next with your SWIFT transfer.↗Correspondent Bank vs Intermediary Bank: What's the Difference?Understand correspondent and intermediary banks, and why published banking relationships aren't proof of your payment's route.↗🍽️ THE BANKING TASTING MENU: BEN, SHA, OUR, GOURWho pays for this banquet? A dangerously delicious guide to SWIFT transfer fees.↗SWIFT message types: MT103, MT202, MT760 and ISO 20022A concise guide to traditional MT messages and the current ISO 20022 payment formats.↗💸 UETR in SWIFT — Where’s the money, Lebowski?!A payment reference, a little banking paranoia and one extremely long trip for your money.↗CIPS China: cross-border RMB payments explainedHow China's CIPS clearing infrastructure works, who participates and why CIPS is not the same as a SWIFT tracker.↗ABA routing number vs SWIFT BIC: US wire transfersWhen to use a nine-digit US routing number, when a SWIFT/BIC matters and why neither is a UETR.↗Russia's SPFS financial messaging system: what it doesHow SPFS carries financial messages and why it must not be confused with a SWIFT settlement or UETR tracking service.↗